2025 · company↑ 4,8 % from 2024
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COMPANY CARD COMPANY
KREDINOR AS
Business reg. no. 927 901 048ASOSLOIndustry code 82.910
Inkasso- og kredittopplysningsvirksomhet
Equity ratio: Good · 37,8 % (2025)
2025 · company↑ 314,1 mill. NOK from 2024
6,1 % EBIT-margin
RegistrertRegistry data 19.10.2026
FINANCIALS
Financial statements and key figures
Company financial statements
Amount in NOK
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Currency | NOK | NOK | NOK |
| Operating revenue | 817 268 000 | 779 541 000 | 727 993 000 |
| Operating profit | 49 666 000 | -264 397 000 | -275 333 000 |
| Net income | 331 405 000 | -379 714 000 | -544 749 000 |
| Equity | 2 482 692 000 | 2 345 325 000 | 2 011 822 000 |
| Total assets | 6 573 071 000 | 6 205 405 000 | 7 359 096 000 |
| EBIT margin | 6,1 % | -33,9 % | -37,8 % |
Indicators: equity / assets and EBIT / operating revenue. Midline is 0%, scale −100% to +100%. Not a credit assessment.
Show trend in NOK
↑ 4,8 % from 2024
Click the year markers for exact amounts. Missing years create gaps. The financial statement table above shows all amounts.
↑ 314,1 mill. NOK from 2024
Click the year markers for exact amounts. Missing years create gaps. The financial statement table above shows all amounts.
Sources and conversion basis
Companies and corporate groups are kept separate. The same historical annual exchange rate is used for income statement and balance sheet figures. Missing values are shown as “—”. Actual zero values are retained.
- 2025 · NOK · original-NOK · source version 3e99aa5a6de8
- 2024 · NOK · original-NOK · source version dafe633f0bbc
- 2023 · NOK · original-NOK · source version 7de5dbda03d7
Expand for more financial statement items. We show items with information in at least one year. “—” means a value is missing for that year.
Income statement3 entries with information
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Operating revenue | |||
| Total operating revenue | 817 268 000 | 779 541 000 | 727 993 000 |
| Operating profit | |||
| Operating income (EBIT) | 49 666 000 | -264 397 000 | -275 333 000 |
| Results and tax | |||
| Net income | 331 405 000 | -379 714 000 | -544 749 000 |
Balance sheet2 entries with information
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Current assets | |||
| Total assets | 6 573 071 000 | 6 205 405 000 | 7 359 096 000 |
| Equity | |||
| Total equity | 2 482 692 000 | 2 345 325 000 | 2 011 822 000 |
Executive salaryUnavailable
No information in the available financial statement data.
Consolidated financial statements
Amount in NOK
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Currency | NOK | NOK | NOK |
| Operating revenue | 1 708 600 000 | 1 466 951 000 | 1 186 538 000 |
| Operating profit | 662 498 000 | 203 573 000 | -106 350 000 |
| Net income | 348 918 000 | -212 484 000 | -519 441 000 |
| Equity | 3 013 366 000 | 2 656 741 000 | 2 136 728 000 |
| Total assets | 6 946 873 000 | 6 862 577 000 | 7 845 667 000 |
| EBIT margin | 38,8 % | 13,9 % | -9,0 % |
Indicators: equity / assets and EBIT / operating revenue. Midline is 0%, scale −100% to +100%. Not a credit assessment.
Show trend in NOK
↑ 16,5 % from 2024
Click the year markers for exact amounts. Missing years create gaps. The financial statement table above shows all amounts.
↑ 225,4 % from 2024
Click the year markers for exact amounts. Missing years create gaps. The financial statement table above shows all amounts.
Sources and conversion basis
Companies and corporate groups are kept separate. The same historical annual exchange rate is used for income statement and balance sheet figures. Missing values are shown as “—”. Actual zero values are retained.
- 2025 · NOK · original-NOK · source version 82480203e9ed
- 2024 · NOK · original-NOK · source version 389550522834
- 2023 · NOK · original-NOK · source version 14423a58044f
Expand for more financial statement items. We show items with information in at least one year. “—” means a value is missing for that year.
Income statement3 entries with information
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Operating revenue | |||
| Total operating revenue | 1 708 600 000 | 1 466 951 000 | 1 186 538 000 |
| Operating profit | |||
| Operating income (EBIT) | 662 498 000 | 203 573 000 | -106 350 000 |
| Results and tax | |||
| Net income | 348 918 000 | -212 484 000 | -519 441 000 |
Balance sheet2 entries with information
| Financial statement item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Current assets | |||
| Total assets | 6 946 873 000 | 6 862 577 000 | 7 845 667 000 |
| Equity | |||
| Total equity | 3 013 366 000 | 2 656 741 000 | 2 136 728 000 |
Executive salaryUnavailable
No information in the available financial statement data.
REGISTRY INFORMATION
Company at a glance
- Industry
- 82.910 · Inkasso- og kredittopplysningsvirksomhet
- Registered address
- Sjølyst plass 3, 0278 OSLO
- Founded
- 22.09.2021
- Entity type
- Main entity
ADDRESS AND PROPERTY
Property information
Sjølyst plass 3, 0278 OSLO
Companies at the same address
Available company cards
About the address match
Same registered street address, postal code, and municipality. This does not document ownership, tenancy, or who uses the building. The address match does not identify a specific unit or dwelling. Open information does not show titleholders, sale date, plot area, or a complete building overview.
REGISTERED ROLES
The people and companies behind it.
Search registered roles →Explore positions and documented connections.
Source: Brønnøysund Register Centre. A registered role is not documentation of direct contact information.
YEAR-DATED OWNERSHIP
Reported shareholders.
Search shareholders →Find a shareholder and follow reported ownership entries.
As of 31 December 2025 · 1 av 1 available ownership entries
| Shareholder | Share / share class | Source date |
|---|---|---|
| SPAREBANK 1 GRUPPEN ASView ownership entryView share entries → | 68,64 % · Ordinære aksjer | 31.12.2025 |
68,6 %displayed share of shares
- SPAREBANK 1 GRUPPEN ASOrdinære aksjer68,64 %
- Other / undisplayed records31,36 %
Fixed scale 0–100%. Shares are not normalized. Any unfilled portion is outside the displayed total.
Source: Skatteetaten. Ownership share is a share of the number of shares, not necessarily voting rights or control. Person names refer to separate source records. Similar names are not automatically the same person.
Previously reported ownership entries (2)
- 2024 · SPAREBANK 1 GRUPPEN AS · 68,64 %
- 2023 · SPAREBANK 1 GRUPPEN AS · 50,00 %
YEAR-DATED OWNERSHIP
Company share entries
The company’s own investments in other businesses. Shareholders who own the company are shown under Ownership.
Source and scope
Skatteetaten / Aksjonærregisteret. Every level uses the same source year and source set. Further links follow Norwegian business registration numbers; foreign identifiers are not linked automatically. Calculated share is the product of reported share count / total shares at each level, not voting rights, control, or today’s shareholder register. Partial source coverage is stated at the relevant level; unresolved calculation basis is shown without a percentage.
Up to 500 source records examined; the view may be limited. Missing matches do not prove that ownership is absent.
YEAR-DATED OWNERSHIP
Indirect ownership
Explore documented ownership paths through companies. Each path and share class is shown separately; shares are not added together.
Source and scope
Skatteetaten / Aksjonærregisteret. Every level uses the same source year and source set. Further links follow Norwegian business registration numbers; foreign identifiers are not linked automatically. Calculated share is the product of reported share count / total shares at each level, not voting rights, control, or today’s shareholder register. Partial source coverage is stated at the relevant level; unresolved calculation basis is shown without a percentage.
Up to four ownership levels, 32 company lookups, and 250 chains are examined within a short time budget. This is a limited selection, not a ranking of the largest 250. Cycles are stopped. Missing matches do not prove that ownership is absent.
CONNECTIONS
Explore the ownership structure.
Directly reported ownership entries are shown first. Open the map to explore further.
Direct ownership entries without an interactive map
As of 31 December 2025 · 1 av 1 available ownership entries
| Shareholder | Share / share class | Source date |
|---|---|---|
| SPAREBANK 1 GRUPPEN ASView ownership entryView share entries → | 68,64 % · Ordinære aksjer | 31.12.2025 |
Source: Skatteetaten / Aksjonærregisteret. Year-dated share ownership is not necessarily today’s voting rights or corporate control.
Open interactive map for direct ownership entries
CONNECTIONS
Explore the ownership structure.
See owners and open further company levels, using the same year throughout the tree.
Click a company to open owners. Select i for details.